Sno Falls Credit Union

Contact Us
(425) 888-4004
Toll Free: (800) 243-7860
All Contact Information

General Information
info@snofalls.com
loans@snofalls.com

Report Electronic Fraud
abuse@snofalls.com

Lost or Stolen Card
Debit: (800) 554-8969
Credit: (800) 808-7230

Loans: Autos

Dealer Purchase Auto Loan Promotion

Up to 84 months financing, as low as 3.99% APR or up to 72 months financing, as low as 2.99% APR, on 2007 or newer vehicles. Term depends on the loans amount and the year of the vehicle. Credit qualifications apply.

Meet it or Beat it

Sno Falls Credit Union will meet or beat your current Auto Loan rate by 2%, below what you are paying on a current loan contract with another institution, as low as 2.99% APR up to 72 months or as low as 3.99% APR up to 84 months on 2007 or newer vehicles. Credit qualifications apply, new monies only. Maximum of 125% LTV.

Autos

• Financing includes sales tax, license and SFCU Gap Insurance only.
• Used vehicle financing available up to 100% of NADA value.
• Terms up to 84 mos available, minimum balance required.*

New/Used Autos 2007 & newer 2.99% - 12.99% APR*
(Dealer Promo only)
New/Used Autos 2007 & newer 4.49% - 14.49% APR*
Used Autos older than 2007 5.99% - 16.49% APR

• * Must be $15,000 min for 72 mo term, must be $25,000 min for 84 mo term.
• * Rate will increase by 1% for 84 mo term.

Loan Rates and Terms Effective August 17th, 2010

Disclosures

• RATE CONDITION: If financing more than 100% of NADA Blue Book value, plus tax and licensing interest rate will revert to rate condition listed below:
  110% of book value - add 1% to current rate
  120% of book value - add 2% to current rate
  Over 120% of book value rate will revert to the Signature/Personal/Partially secured rate.
  The Annual Percentage Rate you receive will be within the range disclosed based on your credit history and finance term length (excludes HELOC, share secured and Visa.)
• Minimum Monthly Payment: $25.00
• Late Charges for Consumer Loans ***: If payment is 7 days late you will be charged 20% of the interest due with a minimum of $15.00.
• Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.
• Filing Fees: You will be charged a filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law to obtain a lien on your property. The amount of the filing fee will be disclosed on the voucher.

Payment Calculator

Use the payment calculator to get an idea of what your loan payments would look like. Fill in the first four fields and click the "Calculate" button.

Purchase Amount:

Down Payment:

Annual Interest Rate:

Number Of Years:

$

$

Total Number Of Payments

Monthly Payment Amount
$

Start Your Application Now

If you would like to start the application process immediately, please use the following resources:

1. First Time Sno Falls Borrowers: Download the loan application form to your computer. **
   Existing Sno Falls Borrowers: Download the loan request form to your computer. **

2. Open the form using Adobe Acrobat.
3. Enter your information in to the form.
4. Print the form using your computer.
5. Sign the form where indicated.
6. Attach verification of your income and fax or mail us the packet. View our contact information to see our fax numbers and mailing address.

** This requires Adobe Acrobat. If you do not have it on your computer, download it now from Adobe's website for free.