Loans: Signature/Personal & Partially Secured Loans
Signature/Personal & Partially Secured Loans
Rate 9.00% - 18.00% APR
Loan Rates and Terms Effective August 17th, 2010
Disclosures
- RATE CONDITION: If financing more than 100% of NADA Blue Book value, plus tax and licensing interest rate will revert to rate condition listed below:
110% of book value - add 1% to current rate
120% of book value - add 2% to current rate
Over 120% of book value rate will revert to the Signature/Personal/Partially secured rate.
The Annual Percentage Rate you receive will be within the range disclosed based on your credit history and finance term length (excludes HELOC, share secured and Visa.)
- Minimum Monthly Payment: $25.00
- Late Charges for Consumer Loans ***: If payment is 7 days late you will be charged 20% of the interest due with a minimum of $15.00.
- Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.
- Filing Fees: You will be charged a filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law to obtain a lien on your property. The amount of the filing fee will be disclosed on the voucher.
Payment Calculator
Use the payment calculator to get an idea of what your loan payments would look like. Fill in the first
four fields and click the "Calculate" button.
Start Your Application Now
If you would like to start the application process immediately, please
use the following resources:
- First Time Sno Falls Borrowers: Download the loan application form
to your computer. **
Existing Sno Falls Borrowers: Download the loan request form
to your computer. **
- Open the form using Adobe Acrobat.
- Enter your information in to the form.
- Print the form using your computer.
- Sign the form where indicated.
- Attach verification of your income and fax or mail us the packet.
View our contact information to see our fax numbers and mailing address.
** This requires Adobe Acrobat.
If you do not have it on your computer, download it now from Adobe's website for free.