Loans: VISA Platinum
VISA Platinum
- Limit $5000 - $20,000
- No Annual Fee
- Free Rewards Program
- 25 day grace period
- Same rate for Purchase, Cash Advances and Balance Transfers
- See VISA Credit Card Agreement for fees and terms.
Platinum Rate 9.90% APR
Loan Rates and Terms Effective August 17th, 2010
Disclosures
- RATE CONDITION: If financing more than 100% of NADA Blue Book value, plus tax and licensing interest rate will revert to rate condition listed below:
110% of book value - add 1% to current rate
120% of book value - add 2% to current rate
Over 120% of book value rate will revert to the Signature/Personal/Partially secured rate.
The Annual Percentage Rate you receive will be within the range disclosed based on your credit history and finance term length (excludes HELOC, share secured and Visa.)
- Minimum Monthly Payment: $25.00
- Late Charges for Consumer Loans ***: If payment is 7 days late you will be charged 20% of the interest due with a minimum of $15.00.
- Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees.
- Filing Fees: You will be charged a filing fee at the time of an advance if the credit union takes a security interest in your collateral. The amount of the filing fee will be based upon the amount of fee required by state law to obtain a lien on your property. The amount of the filing fee will be disclosed on the voucher.
Visa Scorecard Rewards
ScoreCard is a rewards program that provides airline miles and/or merchandise rewards
products for our Visa Credit Card holders. Current card holders can check teir balance online
anytime at www.scorecardrewards.com.
Read more about the Scorecard Rewards Program
Lost or Stolen Cards
If your Visa Credit Card is lost or stolen, please call the 24 hour hotline
at
(800) 808-7230 immediately. You can also contact a member service representative
at any of our locations and they will assist you.
Payment Calculator
Use the payment calculator to get an idea of what your loan payments would look like. Fill in the first
four fields and click the "Calculate" button.
Start Your Application Now
If you would like to start the application process immediately, please
use the following resources:
- Download the Visa Application
to your computer. **
- Open the form using Adobe Acrobat.
- Enter your information in to the form.
- Print the form using your computer.
- Sign the form where indicated.
- Attach verification of your income and fax or mail us the packet.
View our contact information to see our fax numbers and mailing address.
** This requires Adobe Acrobat.
If you do not have it on your computer, download it now from Adobe's website for free.