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Save More Without Expecting Less

We’ll meet or beat your loan rate by up to 2% APR* the current rate for auto, RV, boat, motorcycle and sport vehicle loans. Apply below today.

Get Paid Early!

Members can enjoy ACH deposits up to two days early.1 This means you may receive your paycheck, ACH transfers, social security payment, and other direct deposits up to 48 hours ahead of schedule. No fees or enrollment required.

To set up direct deposit, use SFCU routing number 325182360. Find your account number in digital banking:
1. online.snofalls.com
2. Click More Services
3. Routing & Account Numbers

  • Free 3-month Instacart+ trial plus monthly savings on qualifying orders2
  • Travel discounts, exclusive experience offers, and rental car promotions2
  • Extended warranty protection that doubles most manufacturer warranties up to one additional year (consumer cardholders)2
  • Mastercard® ID Theft Protection™ monitoring the surface, dark, and deep web 24/7 at no extra cost2

Serving WA since 1957

Competitive rates, fast service, and local decision-making are just the beginning. Learn more about the perks of being a Sno Falls CU Member.

Member Offers, News & More

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Earn 5.12% APY* on balances up to $2500 with Swipe & Save.

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Follow Sno Falls CU and Snoqualmie Valley updates.

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We’ve partnered with Ladder, Term Life Insurance.

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Take advantage of our low Mastercard® rates.

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Use MessagePay to pay your SFCU loans on the go.

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Discover SBA Loans built for small businesses like yours.

We proudly offer expert service, member-only benefits and low rates.*

New Auto 4.74% – 15.49% APR up to 84 months
Used Auto 5.24% – 15.24% APR up to 72 months
Home Equity Line of Credit 6.75% – 10.75% APR up to 240 months
Lifestyle / Signature / Partially Secured 12.49% – 22.49% APR up to 72 months

*. Rates subject to approval. First lien HELOCs maximum $500,000. Second lien HELOCs maximum $250,000.

For Business Owners Ready to Stand Out