
Save More Without Expecting Less
We’ll meet or beat your loan rate by up to 2% APR* the current rate for auto, RV, boat, motorcycle and sport vehicle loans. Apply below today.
Get Paid Early!
Members can enjoy ACH deposits up to two days early.1 This means you may receive your paycheck, ACH transfers, social security payment, and other direct deposits up to 48 hours ahead of schedule. No fees or enrollment required.
To set up direct deposit, use SFCU routing number 325182360. Find your account number in digital banking:
1. online.snofalls.com
2. Click More Services
3. Routing & Account Numbers
More Than Just A Card
- Free 3-month Instacart+ trial plus monthly savings on qualifying orders2
- Travel discounts, exclusive experience offers, and rental car promotions2
- Extended warranty protection that doubles most manufacturer warranties up to one additional year (consumer cardholders)2
- Mastercard® ID Theft Protection™ monitoring the surface, dark, and deep web 24/7 at no extra cost2

Serving WA since 1957
Competitive rates, fast service, and local decision-making are just the beginning. Learn more about the perks of being a Sno Falls CU Member.
Member Offers, News & More

Earn 5.12% APY* on balances up to $2500 with Swipe & Save.

Follow Sno Falls CU and Snoqualmie Valley updates.

We’ve partnered with Ladder, Term Life Insurance.

Take advantage of our low Mastercard® rates.

Use MessagePay to pay your SFCU loans on the go.

Discover SBA Loans built for small businesses like yours.
We proudly offer expert service, member-only benefits and low rates.*
| New Auto | 4.74% – 15.49% APR | up to 84 months |
|---|---|---|
| Used Auto | 5.24% – 15.24% APR | up to 72 months |
| Home Equity Line of Credit | 6.75% – 10.75% APR | up to 240 months |
| Lifestyle / Signature / Partially Secured | 12.49% – 22.49% APR | up to 72 months |
*. Rates subject to approval. First lien HELOCs maximum $500,000. Second lien HELOCs maximum $250,000.

For Business Owners Ready to Stand Out
Join the Sno Falls Business Partnership Program, where local brands meet local loyalty.
Here’s How It Works: Business owners3 connect with over 5,000 engaged Sno Falls Credit Union members by offering a custom discount or perk that only they can access.
In return, your business earns prime community visibility through our website and dynamic media channels, spotlighting you as a hometown favorite.
Apply online and become a featured partner today.