Helping You Feel Right At Home

Working together, well find the best loan to fit your needs. One with low fees and closing costs, plus our local, personalized service.

Large home and yard in front of sunny sky

Mortgages

Buying your first house, trading up to a dream home, or refinancing your existing one, there is no one-size fits all mortgage. Choose from:

  • Adjustable Rate Mortgages (ARMs)
  • Fixed Rate Mortgages
  • VA
  • FHA
  • Conventional

Man and woman planning renovations to their home

Home Equity Line of Credit

For a major home remodel with large and unexpected expenses, a HELOC is a solid option. This line of credit lets you quickly access your available funds.

More about our Home Equity Line of Credit
(Traditional HELOC):

  • Rates as low as [[1]] APR1 (for the first 12 months)
  • Interest may be tax-deductible (consult your tax advisor)
  • Borrow up to 80% of your appraised home value for qualified borrowers (less any mortgages)
  • Loan limits up to $500,0002 for qualified borrowers
  • Up to 240-month term available (based on loan amount and credit qualifications)
  • Convenient access to your funds
  • Variable annual rate

Download Application

For important information, see the SFCU HELOC application and disclosures.