Let’s Ride
Ready for that new or used vehicle, RV, motorcycle or boat? Let’s partner together and make it happen.
(Or, refinance your existing loan from another lender to us for a lower rate.)
If You Can Drive It
We Can Give You A Loan For It
Sport Vehicle Loans
- Rates as low as 7.99% APR1
- Up to 90% of NADA retail value
- Includes personal watercraft, ATVs, UTVs, snowmobiles, and utility/horse trailers.
Auto Loans
- Loans for cars, trucks, vans and SUVs
- Competitive fixed rates as low as 5.49% APR1
- Up to 130% financing for qualified members
- Flexible repayment terms up to 84 months
First Time Auto Buyer
Program requirements:- Minimum 6 months job time
- $1,500 minimum monthly gross income
- Must be an established SFCU member
- No derogatory credit history (no credit score)
- Maximum loan amount $20,000
- Vehicle must be under 10 years old and have less than 100,000 miles
- Up to 100% Loan to value
Try Our New Loan Calculator!
Use Sno Falls interactive loan calculator to determine monthly payments on a loan. To see estimated monthly payments and total interest, just enter the loan amount, loan term and interest rate in corresponding fields.2
RV Loans
- Rates as low as [[1]] APR1
- Up to 90% of NADA retail value
- Up to 240 month term available on 2022 or newer ($50,000 minimum)
Motorcycle Loans
- Rates as low as 7.99% APR1
- Up to 100% of NADA retail value
- Up to 72-month terms available
- Street-legal bikes only
Boat Loans
- Rates as low as [[1]] APR1
- Up to 100% of NADA retail value
- Up to 240-month term available on 2022 or newer ($50,000 minimum)
- Longer terms available based on credit and loan-to-value ratio
Meet or Beat Your Rate
We’ll meet or beat your current rate on Auto, RV, Boat, Motorcycle and Sport Vehicle Loans by 2% APR1 below the current rate, to as low as 5.49%.
• Why refinance with Sno Falls?
✅ 100% online loan application and approval
✅ Lower, more affordable payments
✅ Automatic payment options and online banking
As Hassle-Free As It Gets
- Get a loan pre-approval from us
- Sign into TrueCar and find your car
- You’ll be matched to a car dealership who, through our partnership, will give you a price less than sticker price – often up to several thousand dollars less
- You’ll get a certificate to take to the dealership to pick up your car