Lets Ride

Ready for that new or used vehicle, RV, motorcycle or boat? Let’s partner together and make it happen.

(Or, refinance your existing loan from another lender to us for a lower rate.)

If You Can Drive It
We Can Give You A Loan For It

Silver pickup truck parked on illustrated grass

Auto Loans

  • Loans for cars, trucks, vans and SUVs
  • Competitive fixed rates as low as [[1]] APR1
  • Up to 130% financing for qualified members
  • Flexible repayment terms up to 84 months
Young woman smiling in front of illustrated field

First Time Auto Buyer

Program requirements:
  • Minimum 6 months job time
  • $1,500 minimum monthly gross income
  • Must be an established SFCU member
  • No derogatory credit history (no credit score)
  • Maximum loan amount $20,000
  • Vehicle must be under 10 years old and have less than 100,000 miles 
  • Up to 100% Loan to value
Gray RV parked on an illustrated, sunny hill

RV Loans

  • Rates as low as [[1]] APR1
  • Up to 90% of NADA retail value
  • Longer terms available based on credit and LTV
  • Up to 180 month term available on 2014 or newer ($25,000 minimum)

Classic motorcycle parked on a grassy hill

Motorcycle Loans

  • Rates as low as [[1]] APR1
  • Up to 100% of NADA retail value
  • Up to 72-month terms available
  • Street-legal bikes only
Speedboat with canopy floating in water

Boat Loans

  • Rates as low as [[1]] APR1
  • Up to 100% of NADA retail value
  • Up to 180-month term available on 2014 or newer ($25,000 minimum)
  • Longer terms available based on credit and loan-to-value ratio
Sno Falls and TrueCar logo above a windy, country road

As Hassle-Free As It Gets

  • Get a loan pre-approval from us
  • Sign into TrueCar and find your car
  • You’ll be matched to a car dealership who, through our partnership, will give you a price less than sticker price – often up to several thousand dollars less
  • You’ll get a certificate to take to the dealership to pick up your car